At the beginning of the New Year most of us have resolutions for a better life. According to experts with the Bank of Montreal, 80% of Canadians plan for the New Year with resolutions: 51% want better health and fitness 36% want better finances 31% want personal improvement 19% want a better love life 17% want career improvements That’s the picture on January 1, and apparently we keep about 60% of our financial resolutions, which works out to about 17% of the population. Otherwise, Canadians are mostly unsuccessful in their struggle to make life better.